STR Home Loans was founded with a simple mission: to provide specialized mortgage solutions for short-term rental property investors. We recognized that traditional lenders often don't understand the unique economics of Airbnb, VRBO, and vacation rental properties — and investors deserve a partner who does.

Our team brings deep expertise in both mortgage lending and the short-term rental market. Whether you're purchasing your first investment property or expanding a portfolio of vacation rentals, we have the loan products and market knowledge to help you succeed.

We specialize in DSCR loans that qualify based on property cash flow rather than personal income, as well as conventional financing with competitive rates. Our streamlined process means faster closings, typically 21–30 days, with full transparency every step of the way.