Equity Access

Two Ways to Access Your Equity

Whether you want flexible, revolving access or a fixed lump sum, we have an equity product built for you.

Most Popular

HELOC

A revolving line of credit secured by your home equity. Draw what you need, when you need it — on your primary or investment property. Close in as few as 5 days.

  • Primary residence or investment property
  • Close in as few as 5 days
  • Revolving — draw, repay, and draw again
  • Pay interest only on what you use
  • Any purpose — renovations, next purchase, reserves
Get Started

Home Equity Loan

Get a lump sum against your equity at a fixed rate with predictable monthly payments. Ideal when you know exactly what you need and want payment certainty.

  • Fixed rate and fixed monthly payment
  • Lump-sum disbursement at closing
  • Primary residence or investment property
  • No revolving draws — full amount upfront
  • Longer repayment terms available
Get Started
Built for You

Why Choose Our HELOCs

Close in 5 Days

Many of our HELOC programs close in as few as 5 days — get access to your equity without a long wait.

Primary or Investment

HELOCs on your primary residence or on your investment property — tap equity wherever you have it.

Revolving Credit

Draw what you need, when you need it. Pay interest only on the balance you use.

Any Purpose

Renovations, down payment on another property, reserves, or personal use — your choice.

Our Process

Three Steps to Your HELOC

1

Apply & Get Approved

Share your property type (primary or investment), current loan balance, and estimated value. We'll show you how much you can access and get you approved.

2

Lock Your Line

We'll get you to closing — often in as few as 5 days — and your HELOC will be ready to draw on.

3

Draw When You Need It

Use your line for renovations, your next purchase, or anything else. Pay interest only on what you use.

FAQ

Frequently Asked Questions

Can I get a HELOC on my primary residence?
Yes. We offer HELOCs on primary residences and can often close in as few as 5 days. You get a revolving line of credit based on your home equity — use what you need, when you need it.
Can I get a HELOC on an investment property?
Yes. We offer HELOCs on investment properties as well as primary residences. Tap the equity in your rental or STR — same revolving line, often the same fast closings (as few as 5 days).
How fast can I close?
Many of our HELOC programs close in as few as 5 days — for primary or investment property. We'll give you a clear timeline when you apply.
How does a HELOC work?
A HELOC is a revolving line of credit secured by your property's equity. You're approved for a maximum amount; you draw only what you need and pay interest on the balance. You can pay down and draw again during the draw period.
What can I use the proceeds for?
Anything — home renovations, a down payment on another property, reserves, debt consolidation, or personal use. Your equity, your choice.
Do I need perfect credit?
Requirements vary by program. We work with a range of credit profiles and will match you with the best option for your situation.

Ready to Tap Your Equity?

Find out how much you can access with a HELOC — primary or investment. Our team will get you to closing in as few as 5 days.

Get Pre-Qualified Call (800) 555-1234