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DSCR Loan Most Popular

Qualify on the property's rental income, not yours. No W-2s required.

Conventional Loan

Finance as a 2nd home with as little as 10% down.

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DSCR Rate & Term

Lower your rate or adjust your term to improve cash flow.

DSCR Cash-Out Most Popular

Access your STR equity for your next acquisition.

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HELOC Most Popular

Revolving credit line. Draw what you need, close in 5 days.

Home Equity Loan

Fixed-rate lump sum with predictable monthly payments.

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Resource Center

Guides, financing tips, and STR investing insights.

Featured Articles

DSCR Loans 101: The Complete Guide for STR Investors The Complete Guide to Financing Short-Term Rental Properties

Data-driven STR guides for top vacation markets.

Popular Markets

Asheville & Western NC Gatlinburg, Pigeon Forge & the Smokies, TN Destin, FL

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Buy

DSCR Loan Qualify on the property's rental income, not yours. No W-2s required.

Conventional Loan Finance as a 2nd home with as little as 10% down.

View All Loan Programs

Refinance

DSCR Rate & Term Lower your rate or adjust your term to improve cash flow.

DSCR Cash-Out Access your STR equity for your next acquisition.

Explore Refinance Options

Home Equity

HELOC Revolving credit line. Draw what you need, close in 5 days.

Home Equity Loan Fixed-rate lump sum with predictable monthly payments.

Explore Equity Options

Resources

Resource Center Guides, financing tips, and STR investing insights.

Market Guides Data-driven STR guides for top vacation markets.

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Ready when you are

Finance your next short-term rental.

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Short-Term Rental Financing Experts

1220 River Bend Dr, Ste 250 Dallas, TX 75247

Loan Programs

DSCR Loans Conventional Loans Cash-Out Refi

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STR Home Loans is not a direct lender. We are a licensed mortgage brokerage. Not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. All loans subject to credit approval. NMLS #2804759. For licensing information, go to www.nmlsconsumeraccess.org. Equal Housing Opportunity.

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